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Blogs

Do you want to get inside the heads of your typical student or mother? Then keep reading!

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Grumpy Granny's Blog » Could A Change At The Treasury Follow The Change At The BBC

Oh what a tangled web they weave. Richard Sharp and Andrew Griffith were a Director and Chairman …

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Editor's Blog » Support The Payment Choice Alliance!

Cash-is-Cool is proud to support the Payment Choice Alliance, a not-for-profit organisation working to ensure EVERYONE …

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Ron Delnevos Blog » Cash - and Freedom - Are Both Worth Fighting For, In 2022 and FOREVER.

We live in a troubled world, one in which democratic freedoms only gained within the last …

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Editor's Blog » UK Cash Access & Payment Choice. Quite Simply - Legislation is Required.

Two points were very illuminating to read in the latest HM Treasury consultation on access to …

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Ron Delnevos Blog » Budget Spending - Do NOT Mention The National Debt

In 2010,we were told that austerity was needed because the UK  National Debt was out of …

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Ron Delnevos Blog » The UK Government Access to Cash Consultation - Four Key Issues

On 1st July 2021, the UK Government announced an "Access to Cash Consultation". Legislation is promised on …

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Ron Delnevos Blog » The Dawning of Debt

You have to understand history to understand the position the UK public find themselves in today …

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Ron Delnevos Blog » The Empty Years.....

In 2013, David Cameron promised that a referendum on the UK's future relationship would be staged …

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Ron Delnevos Blog » Happy New Year!

2021. Not a year starting with great optimism, though it could hardly be worse than 2020! What do …

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Ron Delnevos Blog » Cash Acceptance - I WANT to make my views clear!

There are "experts" who argue that there are only 2 million people in the UK who …

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Ron Delnevos Blog » Cash Acceptance - KISS Problems Goodbye!

Frankly, there is too much discussion in the UK - and around Europe - surrounding the …

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Ron Delnevos Blog » Give Cash A Great Big Hug!

My love affair with cash started with my parents. I was born in the 1950s, entering the …

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Ron Delnevos Blog » Is All That Money Being Wasted In Space?

I am mature ( NOT old) enough to remember when there was no "Space Race". I can …

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Editor's Blog » Business Rates on ATMs - Gone After A Two Decade Battle!

Within the last week, the UK Supreme Court has ruled that ATMs do not need to be assessed …

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Ron Delnevos Blog » Cash: The Comeback - Kid?

There is much speculation about the extent of the comeback cash will make after the latest …

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Ron Delnevos Blog » Mistakes Made In The Coronavirus Business Interruption Loan Scheme - AND How To Start Correcting Them.

The Coronavirus Business Interruption Loan Scheme (CBILS), launched with a fanfare of trumpets by the UK …

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Ron Delnevos Blog » ALL In-Person Payments CAN Be Equally Safe During The Coronavirus Pandemic

One of the aspects of the current Coronavirus Pandemic that makes my blood boil is the …

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Ron Delnevos Blog » Cash at the Crossroads?

As I write this, the world is in the grips of the coronavirus. Thousands of people have …

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Ron Delnevos Blog » Happy Birthday For UK Independent ATM's? Not exactly!

Time to wish a happy 21st Birthday to the ATM installation that changed the face of …

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Ron Delnevos Blog » My New Role - Chairman of the Cash Learning Partnership (CaLP)

I am both delighted and honoured to have been elected the new Chairman of the Cash …

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Ron Delnevos Blog » Quick! Call the Police! £120 Billion of Cash went missing in the UK in 2018?

The British Retail Consortium (BRC) - a trade association which represents 80% of Big Box UK …

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Ron Delnevos Blog » Quick! Call the Police! £120 Billion of Cash went missing in the UK in 2018?

The British Retail Consortium (BRC) - a trade association which represents 80% of Big Box UK …

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Ron Delnevos Blog » Financial Inclusion – Only Cash Has A Hope Of Delivering It.

Much hype surrounds the digitalisation of society. Here’s the stark reality though – WITHOUT CASH, MANY …

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Ron Delnevos Blog » Crypto and Digital Currencies - a Matter of Trust?

Crypto Currencies - Bitcoin being the most famous one - have been around for years. For all …

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Editor's Blog » Access and Acceptance - the two Crucial Cash Issues that Require Legislation in 2019.

Two news items yesterday focused on access to cash. One was the Access to Cash Report of …

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Ron Delnevos Blog » Time to Remove Barriers to Entry in the UK ATM Market

In an era when many banks feel they must cut their costs by closing branches and ATMs, it …

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Ron Delnevos Blog » Cash Acceptance in the UK

In this interview, payment expert Ron Delnevo stresses the importance of having legislation in the UK …

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Ron Delnevos Blog » Payment Choice – Not Everybody’s Cup of Tea?

I started scribing this article on July the 4th, so it is perhaps natural that my British …

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Editor's Blog » What Does The Payment Systems Regulator Need? A NEW SOURCE OF STATISTICS!

The document released by the UK Payment Systems Regulator (PSR) earlier this month "Considering the incentives to …

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Ron Delnevos Blog » Action is Required NOW To Maintain Payment Choice in the UK - The Time For Talking And Debate Is OVER!

I am a decisive person. I favour action over endless debate and discussion. Winston Churchill said “Meeting jaw to jaw …

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Ron Delnevos Blog » Making Legal Tender Work For The Public - NOW!

The current definition of "Legal Tender",as set out by the Bank of England, is not fit for …

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Editor's Blog » If There Has to Be A World Reserve Currency, It Has To Be.....

One of the big issues today is the existence of a World Reserve Currency. The US $ …

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Ron Delnevos Blog » Supporting the Bank of England.....

People may think I am joking when I say I have written to Mark Carney, Governor …

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Ron Delnevos Blog » The Cost of Cash....

I was very disappointed to see in the recent UK Access to Cash Review the headlined …

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Ron Delnevos Blog » The Access to Cash Enquiry - a Wasted Opportunity?

The Access to Cash Enquiry - funded by the LINK ATM Network but intended to be …

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Ron Delnevos Blog » A Charter for Payment Choice

The public EVERYWHERE have a right to expect Payment Choice, the right for every individual to use …

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Editor's Blog » Who is Contactless REALLY helping in the UK?

Those vested-interests pushing for a "cashless society" in the UK are delighted with the move to contactless payments in …

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Ron Delnevos Blog » The UK Public Will ALWAYS Need Access To Cash!

             This morning, the UK Access To Cash Review released Part 1 of their report. The document issued …

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Ron Delnevos Blog » Dynamic Currency Conversion: Does The European Union Realise It Is Vital To The Economics of ATMs?

You may be aware that there are on going  discussions in Brussels about Dynamic Currency Conversion …

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Editor's Blog » Dealing with World Poverty - the System is Against It.

The idea that the worlds economic system as currently operating will defeat poverty is fundamentally flawed Inequality …

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Ron Delnevos Blog » Time for UK Retailers to Really Fight for Payment Choice

I have been warning UK retailers for years that they badly need cash as an alternative …

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Editor's Blog » Our Chairman Responds To Ill-Informed Daily Telegraph Opinion Piece on Cash

Yesterday this article appeared in the Daily Telegraph. https://www.telegraph.co.uk/money/future-of-money/people-love-ease-contactless-cards-do-really-want-live-world/ Starting with the words "People love contactless" was not …

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Editor's Blog » Payment Innovation: Progress?

Here is a bold statement - Payment innovation is largely a solution to a problem that …

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Ron Delnevos Blog » A Vision of a Smart Future for UK ATMs

Which? has issued a report that claims the Big 5 Banks in the UK are closing their …

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Editor's Blog » Street Payment Devices - A Word of Caution.

A few years ago, staff at some Petrol Stations in the UK were found to have …

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Ron Delnevos Blog » Go On Last Branch In Town -WIN THE CUSTOMERS!

If you want to know how banking has changed, read on. In the early 1990's, a business …

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Editor's Blog » Our Response to the UK Treasury Consultation "cash and digital payments in the new economy"

The Treasury, on behalf of the British Government, has launched a consultation entitled "cash and digital …

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Ron Delnevos Blog » The Anti-Cash Agenda of the UK "Authorities".

Last week, the UK government launched a consultation entitled "cash and digital payments in the new …

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Ron Delnevos Blog » Politicians - Putting Public Profile before Public Interest ?

I will never forget the occasion. My appearance before the Treasury Select Committee (TSC) in February …

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Ron Delnevos Blog » How Can We Avoid Missing LINK?

The LINK UK ATM Network announced a few months ago that it planned to reduce ATM …

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Ron Delnevos Blog » No Compromise on LINK ATM Networks Proposed Arbitrary Fee Cuts

LINK ATM Network are proposing an arbitrary cut of 20% in ATM interchange fees, phased over …

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Ron Delnevos Blog » LINK ATMs - Who Is Pressing The Buttons?

Sir Mark Boleat, Chairman of LINK Scheme Holdings Limited ( AKA LINK ATM Network) has informed …

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Ron Delnevos Blog » Where the Plans of LINK & Visa will Leave Cash in the UK? EXTINCT.

If you live in the UK and don't already know that the LINK UK ATM Network …

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Editor's Blog » The Plan to Remove ATMs -and Cash -from the UK

So the gloves are off. The battle lines are drawn. The plan to remove ATMs and cash …

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Grumpy Granny's Blog » Why I Can Be Content

Women tend to be more realistic than men. After all, we seem to spend a significant part …

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Editor's Blog » 10 Years of Declining UK Wages -and LESS to Come.

The latest UK Budget informed us that there has been a 10 year decline in real …

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Ron Delnevos Blog » LINK -The TRUE Story, So Far....

The current arguments threatening to undermine the LINK Free-to-Use ATM Network are bringing to a head …

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Editor's Blog » Looking for Transparency? Don't Look at UK.

Transparency is not something for which the UK is famed. Opacity seems to suit the British psyche …

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Ron Delnevos Blog » Cash - Time for Action, Not Talk.

I founded Cash-is-Cool way back in 2010. I did so because cash, the worlds favourite payment method, …

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Ron Delnevos Blog » The Economic and Societal Consequences of Brexit

Every time I catch the BBC News and hear pro Brexit speaker, it makes my blood boil. I …

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Editor's Blog » Economic & Political Disaster of Cameron/Clegg Coalition.

The full catalogue of disasters visited on the UK by the Cameron/Clegg Coalition is now crystal clear. This …

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Ron Delnevos Blog » I am NOT in love with Robots BUT....

In an ideal world - one I have never even glimpsed - ATMs would still have …

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Editor's Blog » Tyranny of Forced Payment Innovation

An absolutely disgraceful story of the role of Transport for London ( recently renamed "Tyranny for …

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Ron Delnevos Blog » Still Searching For Valid Research...

In the last couple of weeks, there have been two revelations in the media purporting to …

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Editor's Blog » Australia - Is There Truly Payment Choice?

Australia is fast becoming the country being held up as an example of how cash is …

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Ron Delnevos Blog » Cash Shoppers Subsidize Card Users!

Before you get too excited - or happy - about the news that merchants will no …

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Editor's Blog » UK FINANCE: A New Name - But What Is The Agenda?

Today sees the launch of UK Finance, a body created to save £30 Million a year …

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Editor's Blog » British Airways Ban Use of Cash on Flights

British Airways have just banned the use of cash for even the purchase of a cup …

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Ron Delnevos Blog » Theresa May - Unsuited To Leadership

The investigation into the Grenfell Tower fire will take months.  However, the Government response to support the …

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Ron Delnevos Blog » Economic Literacy - Not Here, Gov!

Question: how many people are registered to vote in the UK? Very easy. Answer: at the end of …

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Ron Delnevos Blog » Financial Conduct Authority - Time For Change At The Top..

There are calls in the Sunday Times today for John Griffith-Jones to relinquish his role as …

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Ron Delnevos Blog » The End of Russian "Universal Electronic Card"?

I was speaking at the excellent Reconnaissance International "High Security Printing Conference" in Baku earlier this …

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Ron Delnevos Blog » Beware - and resist - Creeping Limitations on Cash Use

A few weeks ago,the European Commission issued a document asking anyone interested to comment on whether …

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Ron Delnevos Blog » Ron Delnevo Speaks to the BBC about the need to safeguard the future of the LINK ATM Network.

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Editor's Blog » The Dollar? It is THE currency, stupid!

Bill Clinton memorably said, when asked what was the single most important factor determining election  results, …

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Ron Delnevos Blog » The UK Payment Systems Regulator Needs To Focus On Innovation at LINK, The UK ATM Network.

I was very pleased to speak in February at the Westminster Business Forum event "The future …

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Editor's Blog » Do NOT Blame Cash For Crime.

The European Commission has issued a document called "Inception Impact Assessment". Such a document is issued to …

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Ron Delnevos Blog » The UK No Longer Able To Fund A Society?

Every day, there are reports of the financial strain on Public Services in the UK. The National …

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Ron Delnevos Blog » Confidence = Worth.

What is something worth? It is simply what you are prepared to pay. A very simple truth and …

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Grumpy Granny's Blog » Parenting: Don't Be Hard On Your Children - Or Yourself.

I listened to discussions today on TV about the impact of alcoholic parents on their children. I would …

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Ron Delnevos Blog » I Am Looking Forward, Without Resolution!

I don't do New Year Resolutions. Actually, I don't really do celebrating the New Year. I …

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Grumpy Granny's Blog » Women's Rights: Where? When?

A lot of rubbish is written about women's "rights". There are 195 countries in the world and …

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Ron Delnevos Blog » Investors Can Withdraw But Workers Cannot?

Strikes were a thing of the past in the UK - or so we thought. Margaret Thatcher …

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Editor's Blog » Putin's Russia & Trump's America - Cold War to Warm Embrace?

Whatever one thinks about Donald Trump, from his inclination to build a rival to the Great …

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Ron Delnevos Blog » SAS: A Serious Disregard For Passenger Service.

On 19 May this year I was waiting impatiently at Stockholm Airport for news as to when …

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Editor's Blog » How Strange Is Brexit?

The UK has been left in a very strange position by the vote to leave the EU. It …

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Ron Delnevos Blog » Customer Service - Are You Asking For It?

Customer service in the UK is generally appalling. Cost cutting has left most so-called service organizations with …

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Editor's Blog » Governments Must NOT Be Allowed To Dictate The Future Of Cash.

There are worrying signs of dictatorial government returning to Europe. Individuals have less and less say …

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Editor's Blog » Gun Deaths - The Toll Will Go On Rising.

There are an insane number of guns in the United States - more than there are …

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Grumpy Granny's Blog » Of Course Having Children Makes A Difference

Apparently, Andrea Leadsom didn't mean to say that having children gave a parent a bigger stake …

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Ron Delnevos Blog » The UK National Debt - Forever?

George Osborne may have been a supporter of "Remain" in the UK EU Referendum BUT, for …

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Ron Delnevos Blog » The Joys of Cash in Singapore!

I was speaking earlier this week at the Wincor Nixdorf International Management Seminar in Madrid. My …

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Ron Delnevos Blog » Sweden: Good News For Cash -And The Public.

 The Riksbank - the Swedish National Bank - last week called on the Government to take …

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Editor's Blog » Transport for London - Control On The Cards?

It has just been announced by Transport for London (TfL) that London Black Cabs will soon …

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Ron Delnevos Blog » London House Building To Pay Off National Debt.

The UK Government has  been telling us since 2009 that austerity has been needed to restore …

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Editor's Blog » Post Offices - Bank Branches Of The Future?

David Attenborough may soon make a programme about UK bank branches. After all, he is always interested …

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Grumpy Granny's Blog » Lets Have Floods - Of Honesty.

Watching on TV so many ladies of my age again being rescued by boat from houses …

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Ron Delnevos Blog » The UK Public Never Had It That Good.

When you listen to George Osborne or read most British newspapers, you would be forgiven for believing …

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Ron Delnevos Blog » Cash In Microwaves - No Recipe For Success.

There are stories on the internet that Swedes are keeping their spare cash in microwave ovens, …

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Editor's Blog » Make No Mistake -Cash Is Under Attack.

Cash is under attack EVERYWHERE. The attack is two-pronged.  Leading the way are the vested interests, who benefit …

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Editor's Blog » LINK Interchange - Good But No Big Cigar As Yet?

This article is really for those who already understand LINK Interchange. However, if you don't and …

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Editor's Blog » Mobile Bank Account Numbers -Why Not?

The new Payment Systems Regulator has set up a Strategy Forum, aimed at suggesting payment system innovation …

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Ron Delnevos Blog » Jeremy Corbyn - Is He Electable?

Jeremy Corbyn is the new Labour leader. Only seven words, but enough to get you committed only …

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Editor's Blog » Cash Is NOT our King -It Is Our FRIEND.

Last week saw yet more hype from those trying to tell us - the British Public …

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Ron Delnevos Blog » Europe Needs Stronger Leadership - And Stronger Borders.

The sad picture of a 3 year old boy, dead and alone on a beach, provoked …

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Grumpy Granny's Blog » Hilary Clinton - A Leader In Waiting No Longer?

The United States has not had a female President since inception. To date, apparently, no mere woman …

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Editor's Blog » Greek Tragedy Must Be Averted Within 7 Days.

Greece is in a mess. With a population of around 11 Million and a national debt of …

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Ron Delnevos Blog » The Wall Street Journal - How It Can Save Its Reputation.

Almost three years ago, I was having what I will just call a disagreement with someone …

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Grumpy Granny's Blog » The Boat People - Leaving Lands Where Hope Has Died.

The tragic pictures from just off the coast of Sicily earlier this week highlighted the plight of …

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Ron Delnevos Blog » General Election 2015 - Many Headlines, No Answers.

I have always said voting should be compulsory - BUT I WILL NOT BE VOTING IN …

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Editor's Blog » Iceland -Trying To Freeze Cash Out.

So often, those who are seemingly well on the road to winning, throw it all away by …

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Editor's Blog » Visa Say Cash Is Dead. Honestly.

Kevin Jenkins runs the Visa Card Scheme in the UK.  Kevin is a very honest man. He …

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Editor's Blog » International Money Transfers

More disturbing news yesterday that charities trying to provide international aid to the needy are finding …

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Editor's Blog » Best Christmas Present For Us All? No Business Rates On ANY ATMs!

There was a surprise news item on Christmas Day to the effect that " charging ATMs at …

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Ron Delnevos Blog » Payments- A Truly Fresh Start Required.

I have been involved in the UK payments industry for 15 years or more. During that …

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Editor's Blog » Oil Prices - LOW IS GOOD!

The world has been held to ransom by OPEC since the 1970's. 50 years of having …

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Grumpy Granny's Blog » Plumpton: Here I Come.

I am not at all grumpy today  because I am off to wonderful Plumpton racecourse. Plumpton has …

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Editor's Blog » George Osborne: His Cunning - And Only- Plan.

George Osborne is clearly very bright. You don't get to where he is today without having …

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Grumpy Granny's Blog » FGM - We Need To See Lengthy Prison Sentences.

Female Genital Mutilation is one of the great scandals of our time. This barbaric act is estimated …

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Editor's Blog » Who Was Really Surprised By The EU Payment Demand?

The fuss about the 2 Billion Euro extra payment to the EU is all about political …

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Ron Delnevos Blog » Manchester- Great City But Not For Food!

I love Manchester. It is a vibrant City, with some impressive buildings and much excellent redevelopment, …

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Editor's Blog » UK National Debt -Growing Forever?

Politicians of all parties in the UK refer constantly ( unless they forget when making speeches) to …

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Editor's Blog » TESCO - AT LEAST WHISTLEBLOWING FINALLY WORKED.

Amidst all the angst about the over-stated profits at Tesco, at least it can be said …

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Editor's Blog » ATM Innovation - Why NIMBY ?

Emirates NBD Bank has just upgraded the software on their ATMs to allow customers to purchase shares. In …

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Ron Delnevos Blog » Alex Salmond - He Is no Loser.

Had I opted to have a vote in the Scottish Referendum - I could have done …

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Editor's Blog » Transport for London Sell Out The Public To Visa.

The completely manipulative and cynical advertising by Visa in connection with the launch of "contactless" on all Transport …

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Editor's Blog » Scotland:Independent To Do what ?

Some people feel the Scottish Independence Referendum has been a wonderful example of democracy in action. However, …

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Ron Delnevos Blog » EE - The Worst Customer Service On The Planet?

Everything Everywhere is a TERRIBLE name. The clown who thought it up should be painted Orange …

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Ron Delnevos Blog » Cashless Society -Is It On The Cards?

I travel quite extensively and everywhere I go, I witness the frantic efforts of Visa and other …

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Editor's Blog » Wall Street Journal Thinks ATMs AND Cash Are Dead? THINK AGAIN, BUDDY!

John Carney ( no relation, it seems, to Mark Carney, the very wise Governor of the …

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Ron Delnevos Blog » Monetary Policy Committee- Should I Join?

I am still debating in my own mind whether I can give up the time required …

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Editor's Blog » UK Food Industry In Crisis

I was listening to Farming Today this morning on BBC Radio 4. I usually do. It …

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Editor's Blog » Right To Forget? Absolutely!

So much rubbish is being talked about the EC authorities forcing Google  to implement a "right to forget". It …

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Editor's Blog » Cheque Image Deposits Soon To Come To UK ATMs

In the United States, cheque deposit at ATMs was made simple years ago with the passing of …

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Grumpy Granny's Blog » Divorce - Don't Split Your Money With Lawyers!

Now that Legal aid for divorce has disappeared, there are some interesting scenes being acted out …

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Ron Delnevos Blog » Everyone Together Now - Reform Europe!

It seems that all over the EC, in almost every one of the 28 Member States, …

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Ron Delnevos Blog » Cash -As Important As Ever!

Even I, a great lover of cash, was somewhat surprised to learn last week from the …

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Grumpy Granny's Blog » Elderly Care Is Poor - And What Do We Expect?

Poor care for the elderly will again feature on the Panorama programme tonight. Ever before the screening …

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Ron Delnevos Blog » David Moyes - The Good Guy and The Fall Guy.

The shocking fact and management of the sacking of David Moyes give a stark insight into …

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Grumpy Granny's Blog » Who Could Be Grumpy Today?

It is really not possible to be grumpy today. As I look out of my window to the …

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Ron Delnevos Blog » The Payment Systems Regulator:Breath Of Fresh Air Required.

The search is on for the person who will head up the new Payment Systems Regulator. This …

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Editor's Blog » Cash Is King Everywhere- Except At The UK Payments Council.

The UK Payments Council clearly dislikes choice. For years, they tried to end Cheque Clearing in the …

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Editor's Blog » The Media - Finding The Truth?

In the final quarter of 2014, the editorial team of Cash Is Cool will be investigating …

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Ron Delnevos Blog » Banking On Success

Some people have had bad experiences in their dealings with UK banks in recent years.Then again,many millions …

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Editor's Blog » Democracy First, Press Freedom A Poor Second.

The  media, lead by the Daily Telegraph, have decided that Maria Miller, the Culture Secretary, must …

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Ron Delnevos Blog » What Makes A Better Person?

Some years ago, I mounted a campaign to save the Portman Building Society from takeover. I …

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Editor's Blog » Paym? Sack 'em!

The UK Payments Council has rushed out an announcement about "Paym" to create a monument to the …

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Editor's Blog » Financial Conduct Authority - Chasing Headlines, Not Results.

The Financial Conduct Authority (FCA) is following in the footsteps of the Crown Prosecution Service. Instead of …

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Grumpy Granny's Blog » Spare A Thought For Paltrow ; She Does.

Gwyneth Paltrow has lost a husband this week . She has also made few friends by …

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Editor's Blog » The TV Licence - No To Decriminalising Non-Payment.

Politicians of all colours are offering their support to decriminalising the non-payment of  TV Licence Fees. This is …

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Ron Delnevos Blog » Pensions : George Osborne Makes Right Decision For Choice.

The 2014 Budget is a landmark for all of us who hold freedom of choice and …

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Ron Delnevos Blog » Business Rates - Change Required NOW!

Business Rates have been a nonsense from the outset. Valuations based on the notional rental values …

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Editor's Blog » Public Sector Pension Contributions- Taxing Times.

There has been extensive media coverage of George Osborne "cleverly" saving £1 Billion from public sector pension …

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Grumpy Granny's Blog » Crown Persecution Service?

I am the first one to stand up for women - but sometimes we really do …

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Editor's Blog » Banks & The Post Office - Perfect Partners.

Good to see Royal Bank of Scotland partnering more closely with the Post Office. Of course, it …

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Ron Delnevos Blog » Not Just Fun In The Sun!

Looking out of my window this morning,I can see a large body of water. In the UK …

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Editor's Blog » Transport for London Are A Disgrace.

Last year, Transport for London (TfL),who mess up virtually all Public Transport in London,announced that they …

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Mummy Blogger » Cosmetic Surgery-It's Your Funeral?

Sometimes you are watching Television,relaxing after seeing the children safely off to school,when you realise that …

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Ron Delnevos Blog » Post Offices-Countering Bank Branch Closures?

Very good news from the Post Office in the last few days-they will not be closing …

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Editor's Blog » Bitcoin-Leave It To The Expert Insiders.

It is quite astonishing how much publicity Bitcoin has been getting recently. Just in case you don't know …

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Ron Delnevos Blog » Let's Have A Year Of Good News!

The year has started well as far as good news is concerned. First, retailers announced that Christmas …

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Grumpy Granny's Blog » Don't Allow Yourself To Be Badly Treated By Saucy Hollande.

President Hollande of France does not exactly look like a "Ladies Man". Somehow seeing him astride …

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Editor's Blog » Cash -Still Top Of The Tree At Christmas.

The Times Newspaper gave over almost a whole page on 23rd December to promoting a device which …

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Ron Delnevos Blog » Banks Need A Clear Year In 2014

I have made the point many times recently that the UK needs a strong, healthy banking …

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Grumpy Granny's Blog » For Girls, Confidence Still Big Issue

In many ways, life is better for women in the UK than it has ever been …

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Editor's Blog » The Final Score? Cash :1 Conference: Didn't !

There was another conference yesterday,this time under the auspices of the World Economic Forum, at which …

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Ron Delnevos Blog » UK Banks & UK Economy- Moving Forward Together.

More stories in the newspapers yesterday about how banks have managed loans/bad debt. Some of the alleged …

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Editor's Blog » Low Interest Rates-Best For The Majority?

Their are a number of commentators calling for an increase in interest rates. The argument goes that …

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Ron Delnevos Blog » Banks-Give Them Some Credit!

Another week, another banking "scandal". The story in sundays UK newspapers was of alleged drug purchases by a …

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Editor's Blog » Lower Incomes, Higher Energy Prices

The UK National Audit Office has questioned whether anybody in the UK has a clear understanding …

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Ron Delnevos Blog » Long Term Solution Needed On Utility Prices

All those years ago when Governments started to sell off UK Utilities, the dangers were easy …

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more »

Mummy Blogger » Motherhood No Miracle

Many women are desperate to have a child.Inevitably, some face the disappointment of failing to achieve …

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more »

Ron Delnevos Blog » "Retire When You Die"!

I read an article this morning which highlighted that more and more people are starting their …

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Grumpy Granny's Blog » Time For Queen To Step Down?

Being a Gran myself, I know all about the difficulties in getting the balance right between …

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Ron Delnevos Blog » Keeping Cash First

I am currently attending a security conference in London. Criminals are always looking for new ways to …

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Editor's Blog » Sharing The Nations Wealth?

Royal Mail has been dramatically undervalued by the UK Government. They have sold off a valuable National …

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Ron Delnevos Blog » Keep Cash Cheap-And Users Cheerful!

Every year,the British Retail Consortium publishes a survey of members transaction costs.Those members represent 80% of …

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Editor's Blog » The FCA Needs To Show Some Authority.

The Financial Conduct Authority has failed its first big test. Mis-selling of interest rate swops was a …

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more »

Mummy Blogger » Sophies Choice In The Med.

Heartbreaking story again from the mediterranean this morning. A mother and father arrive on a small Italian …

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Editor's Blog » Give-Aways Soften The Blow Of Getting Poorer.

On average, the UK public-you & me-are much poorer than we were 10 years ago.Real wages …

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Ron Delnevos Blog » Privatisations-Gravy Trains For Senior Management

I must first confess myself to be an expert witness. I have been the benificiary of …

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Editor's Blog » UK To Get Payment System Regulator

The UK Treasury has published the results of its consulation on the future of the regulation …

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Editor's Blog » Act Now To Keep Cash On The Buses

Transport for London (TfL) are consulting with the public on whether cash should continue to be …

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Ron Delnevos Blog » Royal Mail Sale-Commonsense Posted Missing?

It is particularly ironic that the Government should choose this moment to privatise profitable Royal Mail,just …

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Grumpy Granny's Blog » Local-It Just Isn't The Same.

I don't consider myself old-fashioned but I am certainly not young any more. As you can tell …

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Editor's Blog » UK Youngsters Must Be Employed First

I was reading yesterday the excellent Director magazine ( published by the Institute of Directors),when I came …

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Ron Delnevos Blog » Free Press?

The idea that the Press should be free to print anything they like about politicians-or their …

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Editor's Blog » Pay Day Loans

The FCA is properly getting involved in policing the Pay Day Loan industry. It would be wrong …

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Editor's Blog » Building Homes Is The Answer To Housing Markets Ills.

The Government is completely wrong in its policy of trying to solve the problems of the …

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Grumpy Granny's Blog » Living Long,Living Well?

We are on average living longer than we have ever done before.Girls have a year or two …

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Mummy Blogger » Why Should Couples Get £200 From The Government?

We have reached that time again,when all political parties scratch around for "bribes" that will sway …

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Ron Delnevos Blog » Time To Sort Out Energy Prices?

I did not agree with the privatisation of utilities. It never made any sense to me …

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Mummy Blogger » Does It Pay Mummy To Work?

Ever month, the number of people working in the UK goes up. Wages, of course, don't. I heard …

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more »

Ron Delnevos Blog » Lloyds Bank Share Sale-Good Progress.

Really good news that the Government has finally started with the disposal of the publics-you and …

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more »

Editor's Blog » Better Than Cash Alliance?

MasterCard have joined the " Better Than Cash Alliance". Of course, "joined" doesn't really cover their involvement. The …

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Mummy Blogger » Smaller Families, Better Lives

I have limited myself to two children. Part of me wanted more but I feel that …

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Editor's Blog » Supplementing The Minimum Wage

Both the US and the UK have reported falling unemployment in the last couple of years. Some …

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more »

Editor's Blog » Plastic Eating Fungi Found in Amazon

A group of students and professors from Yale University have found a fungi in the Amazon …

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more »

Ron Delnevos Blog » George Osborne’s Skills Make Tories Electable.

Whatever opinion polls say today, by the time the next General Election arrives in 2015, I …

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Editor's Blog » Mobile Payment Chaos

There is now a confusing proliferation of mobile payment methods. PingIt; Zinc; Droplet; Zapp; etc, etc are …

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more »

Student Blogger » Student Blogger Recommends Guide To Financing

Thinking of Studying for a Postgraduate Degree? Make Sure you check out this Postgraduate Funding Guide …

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Editor's Blog » Austerity Is Over-Cooked

  Some great job figures recently. The UK has seen employment grow by 1.6 Million in the …

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Grumpy Granny's Blog » Here Comes Royal Ascot!

My favourite racing event of the year is about to take a bow - yes, Royal …

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Ron Delnevos Blog » A Busy Life

I have been speaking at a conference this week (and again next week!). At this weeks' conference, …

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Ron Delnevos Blog » Transport for London - Government Grants Fund War On Cash.

It is not widely realised that over 40% of all Transport for London (TfL) revenue comes …

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Ron Delnevos Blog » Truly Independent Directors Required

Financial Services will undergo radical change over the next few years.  Change is being forced …

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Mummy Blogger » Making Mums Miserable

I am lucky enough to be in a long term relationship. My partner has a well-paid …

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Ron Delnevos Blog » Tesco - A Little Praise

Anyone who knows me at all well will know I do not "like" Tesco.   My …

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Ron Delnevos Blog » Leadership Tips

I keep seeing articles advising people of 5/15/25 steps they can take to become better leaders. I …

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Student Blogger » Standing In The Dark? Not me!

Hello! So we are now well into March, and what a month it has been so far! …

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Editor's Blog » Pleasing The Shareholders?

The Times newspaper the other day commented that Stephen Hester, the CEO of Royal Bank of …

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Mummy Blogger » Most people cannot afford to have kids

It must be true because so many parents claim to have given up "things" to spend …

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Ron Delnevos Blog » The Bonus Culture

Those who do not have the potential to receive massive bonuses are in most cases very …

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Grumpy Granny's Blog » Rollovers? Only For Lotteries!

I love a little flutter on the Euromillions Lottery, especially when the prize is up to …

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more »

Ron Delnevos Blog » The Apple Of My Eyes

Apple has applied for a patent for an App that puts together locally those who need …

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Editor's Blog » Free Trade Seldom Helps The Poor

The popular view is that "Free Trade" i.e the elimination of barriers created by import quotas, …

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Ron Delnevos Blog » Economics - Freakish?

Last week, I was lucky enough to meet and listen to Stephen J. Dubner, co-author of …

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Student Blogger » Valentine's Day - Ring The Changes

Hello Everyone! So, 2013 is well underway now. February, in my eyes, is the most awkward month …

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Ron Delnevos Blog » Direct Charging At ATMs

A situation has arisen in Europe that has the potential to restrict the Public's convenient access …

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Editor's Blog » China, The World's Largest Trading Nation

China has just passed the US to become the World's largest trading nation. This was …

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Grumpy Granny's Blog » Retire And Die?

As a growingly old person myself, I am staggered at the decision of the Pope to …

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Ron Delnevos Blog » Guaranteed Profits For Utility Investors?

Tim Yeo, Chairman of the Commons Climate Change And Energy Committee, has informed the UK Public …

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Mummy Blogger » Bedroom Tax

This is not about some levy being imposed on intimate activity. No, it is the Government's …

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Editor's Blog » "France Is Bankrupt"

The French Labour Minister caused a stir the other day by pronouncing his homeland as "bankrupt".

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Ron Delnevos Blog » ALL Payment Schemes Need Independent Directors

The recruitment advertisement that appeared in the most recent edition of the Sunday Times speaks volumes …

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Ron Delnevos Blog » "Dizzying Change But Little Real Progress"

It is always good to have at least one person agree with you. With 7 billion …

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Grumpy Granny's Blog » Burgers Not At The Races

I have always had vegetarian tendencies - but living without the occasional bacon sandwich would definitely …

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Ron Delnevos Blog » Moving On - WE MUST!

I am happy to report that I resigned from the Board of the UK Payments Council …

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Student Blogger » A Postcard From New York

Happy New Year everyone! I hope you have all had a fantastic time with your friends and …

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Editor's Blog » My Wish For 2013 - More Sticking Plasters

Happy New Year! Many people make New Year Resolutions. I don't. Many believe the World can be …

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Ron Delnevos Blog » House Prices - Stability Is Needed

It seems that "experts" (aka Estate Agents) are predicting a boom in house building and house …

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more »

Ron Delnevos Blog » Switching Bank Accounts

Apparently on average the British Public - that's you and me - change banks every 26 …

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more »

Grumpy Granny's Blog » Kate's Baby - Girl Talk

It is lovely that Kate and William are having a baby. They seem a devoted young …

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more »

Editor's Blog » Austerity Until 2018 and an Old Story

The Chancellor of the Exchequer has said that the austerity "programme" will continue until 2018 at …

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Student Blogger » No Cards This Christmas!

Hello Everyone, So, the nights are drawing in and the mornings are getting darker, the air …

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Ron Delnevos Blog » Tracking Price Increases

It has just been announced that rail season tickets are to increase in price by more …

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Editor's Blog » Boycott The Corporate Tax Avoiders

There was a brilliant article in the Sunday Times yesterday, exposing those companies which are highly …

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Grumpy Granny's Blog » Nadir of Nadine

I like independent ladies. I am one myself.  However, sometimes we girls don't help ourselves. Take …

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Ron Delnevos Blog » Power To The People? Not Likely!

I promised to examine the impact of foreign investment, especially in infrastructure. No better example than the power …

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Ron Delnevos Blog » Foreign Takeovers Of British Businesses

Britain hasn't been invaded by a marauding army since 1066 BUT these days one doesn't need …

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Editor's Blog » It Is The US Economy, Stupid!

The saddest part of the US Presidential election is that both sets of voters believe their …

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Ron Delnevos Blog » 15 Long Years- BUT NOT NEARLY ENOUGH HAS CHANGED!

When my company installed the very first Independent ATM in the UK in 1998, …

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Editor's Blog » Justice Under Threat Everywhere

Much publicity has been given - rightly- to the Pussy Riots trial in Russia. Political interference …

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Grumpy Granny's Blog » 65 Not Out

I am delighted that it has now been recognised that those of a certain age still …

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Mummy Blogger » 14 Year Old Girl? No: A Womanly Heroine

Like all decent people, I have been horrified by the Taliban in Pakistan shooting a 14 …

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Ron Delnevos Blog » We Need First Class MPs

The Chancellor George Osborne has received some criticism in the last few days for A) sitting …

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Student Blogger » University - Life After Halls of Residence

Hi Everyone, Although it took me a while, I am happily settled back at Uni. After …

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Grumpy Granny's Blog » Birth Control - Or Manslaughter?

I am a firm believer that there are too many children on our planet. Like their parents, …

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Grumpy Granny's Blog » Poverty? Not My Problem!

I have to say that I have never found politicians attractive but the current bunch are …

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Ron Delnevos Blog » Statistics: The Playthings Of Politicians

The Presidential election in the United States gives an invaluable insight into how politicians use - …

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Editor's Blog » Organised Religions - Poverty For The Masses

You will have gathered from previous postings on this site that it is the editorial team's …

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Ron Delnevos Blog » Charitable Giving At ATMs Report Card: Industry Must Try Harder

The response of the UK ATM industry to the Government request to allow charitable donations at …

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Editor's Blog » The totem of Capitalism is "wealth creation"

The "wealth creation" concept really emerged during the Industrial Revolution. This was the era in which …

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Editor's Blog » Chip & Pin Security Concerns Grow

There are really irritating people who use their debit cards for small purchases. You know the …

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Editor's Blog » Cards Plus 10%

I am sitting in a cab as I write this. Travelling through London in a cab can …

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Ron Delnevos Blog » Doing It Yourself - Who Wants To?

One of major issues I have with "modern" business thinking is that most people in business …

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Editor's Blog » Cash In Because It Is A Mad World

This site is about the freedom to use cash Make no mistake, freedom and cash are very …

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Grumpy Granny's Blog » Prince Harry And The Girls Eager To Join The Cue?

The manoeuvres Prince Harry was on in Las Vegas did not seem to come from any …

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Ron Delnevos Blog » The UK - First Class Hotel and Des Res!

The most worrying statistic I have heard in the last week or two is that whilst …

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Ron Delnevos Blog » A Return To Competitive Sports In Primary Schools

I am delighted that the Government has signalled its intention to bring back competitive sports into …

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Grumpy Granny's Blog » Money Matters - But Freedom Matters More

These days , the most noteworthy aspect of marriages is how they end. Access to children is …

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Editor's Blog » Olympic Fiasco for Visa and other greedy sponsors

There were signs at every venue where you could buy anything at the Olympics proclaiming "Proud …

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Mummy Blogger » Holiday At Home - It's Kids’ Play

  It is a truism that many Brits are far-travelled, yet hardly know their own backyard. Children …

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Student Blogger » Student Summer Savings

Hello! My first year at University has flown by so fast I can’t quite believe it! …

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Editor's Blog » The Essential Student Guide to STUDENT Finance

Cash-is-Cool are very pleased to highly recommend this guide. It is a truly essential jargon-free book on …

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Editor's Blog » ATM industry video shows how 'CASH CONNECTS US'

"Cash is one of the most successful human technologies of all time," states Mike Lee, CEO …

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Grumpy Granny's Blog » Religion and Poverty

I have just been listening to the "God Slot" on BBC Radio Four. Some songs say it …

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Ron Delnevos Blog » British Justice - Simply the Best

I have been fortunate to travel the World, enabling me to experience first hand the lifestyles …

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Mummy Blogger » Mother's Milk

Being a mum, I have spent quite a long time over the years thinking about milk. Breast …

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Editor's Blog » Treasury Not So Select Committee

David Cameron seems very determined to get mild-mannered Andrew Tyrie, Chairman of the Treasury Select Committee, …

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Grumpy Granny's Blog » Ladies' Tennis - The Game's Up

As you might imagine, I am a great champion for our sex. I demand equitable treatment …

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more »

Ron Delnevos Blog » Trust? It Has Gone

One of the incredible aspects of the LIBOR fixing scandal is that relatively junior …

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Grumpy Granny's Blog » The Childish and The Cynical

I was at Royal Ascot last week. I love the horse racing but I love the dressing …

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Mummy Blogger » Financially Induced Terminations

As a Mum, I know just how important children are to most women. Rightly or wrongly, there …

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Editor's Blog » Freedom

Those who argue for a continuing role for cash in the World often speak of the …

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Ron Delnevos Blog » Let's Make 2012 The Year For Humans

Am I alone in being really ****ed off at the advent of self-checkouts? We have over 2 …

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Grumpy Granny's Blog » Getting the Hump with Eurovision

I watched last week's Eurovision Song Contest because I had nothing better to do. Correction: I THOUGHT …

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Editor's Blog » Cash in the Attic

We've all heard of those lucky people who have a mass clear-out of all their household …

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Editor's Blog » Put a Spring in your step by carrying cash

Spring 2012 seems to be full of Bank Holiday bliss; after the recent Easter weekend we …

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Grumpy Granny's Blog » Democracy means rule to consent; consent to inequality

This website sings the praises of cash - and quite rightly. First and foremost, if you have …

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Grumpy Granny's Blog » Adopt new policies for UK adoptions

I was reading last week about another actress who has decided to adopt a baby. This got …

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Mummy Blogger » Learning the lessons we teach our children

I spend a good proportion of my time trying to save money, or at least not …

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Editor's Blog » Keep cash control over your finances

There are many out there who - when it comes to finances - think that an …

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Mummy Blogger » Budget 2012: it's time to tighten your belts!

It was Budget Day in Britain yesterday and I’ve been waiting eagerly to find out how …

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Ron Delnevos Blog » Facing reality - and changing it

I caught part of Jeremy Paxman’s excellent documentary "The Empire" the other night. The programme took us …

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Grumpy Granny's Blog » Flights of fancy - but no cheer

I love what in my days of innocence were called "the pictures". "Movies" is the more …

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Student Blogger » Double movie magic for under a tenner!

In honour of National Student Money Week we challenged Beckie, our Student Blogger, to host a …

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Mummy Blogger » A Mother’s Day gift guide

I may not be a fan of Valentine’s Day and other Hallmark moments but …

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Editor's Blog » Bargain hunters would do best to stick with cash

The Daily Mail this week reported that there has been a significant rise in the number …

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Mummy Blogger » Life lessons, conferences and singing feet

Life holds many seemingly obvious lessons, but regardless of how many times well-meaning folk point them …

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Editor's Blog » Teach kids key cash lessons

With the current economic situation showing no signs of improving, it seems like we could all …

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Mummy Blogger » Turning 10 – It’s all about the money now….

Apparently Jessie J’s insightful lyrics do not apply to the average 10 year old. As my …

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Ron Delnevos Blog » You pay peanuts and you get... Legislators and Regulators!

I attended a really depressing conference last week. The conference was about the effectiveness of UK financial …

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Editor's Blog » New Pingit app presents more problems than positives

Barclays last week released a new smartphone app which allows their customers to transfer money (with …

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Mummy Blogger » How to move house and save money

Having spent the last 48 hours moving house I thought it might be worth sharing some …

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Editor's Blog » Valentine's Day Thriftiness

This week has seen Valentine's day come and go and with it, a storm of news …

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Mummy Blogger » Fund-raising for schools

Most schools these days seem to be constantly fund-raising. I’m sure if I added up every …

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Ron Delnevos Blog » Keeping Politics Out Of Football

It has been bemusing this week to see various politicians pontificating about football. Most people recognise that …

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Mummy Blogger » Valentine’s Day on a £20 budget

Do you ‘do’ Valentine’s Day? I can’t say I’m a huge fan, although that’s not to …

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Student Blogger » Charity shop fashion finds

Hello everyone! Firstly, I'd like to say thank you for waiting for this blog. As you can …

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Mummy Blogger » Eating out with kids

“Let’s eat out”. It’s one of those phrases designed to make anyone with kids under the age …

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more »

Ron Delnevos Blog » Invisible = Non Existent

In modern economies very few people seem to want to do anything themselves. That explains why construction, …

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Editor's Blog » Tenner weeks: the new budgeting sensation

For many, the new year has called for a new take on finances and budgets and …

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more »

Editor's Blog » Prince Blue shows royal sense of style and crowned best turned out at Cash-is-Cool race

Looking regal and relaxed prior to the inaugural Cash-is-Cool handicap at Lingfield Park last Friday, Prince …

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Grumpy Granny's Blog » If you have a dog, walk it

It amazes me how many professional dog walkers there are these days. Of course, in one way, …

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more »

Editor's Blog » Cash-is-Cool hit the races

While Friday 13th may be unlucky for some, we at Cash-is-Cool are hoping it will be …

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more »

Mummy Blogger » Resolutions, reminders, and library book fines

Happy New Year! Welcome to 2012, hopefully you all enjoyed a wonderful Christmas and, if you’re …

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Editor's Blog » Start your 2012 with some cash resolutions

We all enjoy starting the year with a clean slate, forgetting any troubles which might have …

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more »

Grumpy Granny's Blog » The Lady - Silk or Iron

Over the Christmas period, I went to see the film about Aung San Suu Kyi, the …

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more »

Ron Delnevos Blog » Clever is NOT cards

A huge row blew up before Christmas about the commissions paid by the UK public - …

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Editor's Blog » Take care of Christmas debts with cash

Consumers throughout the UK are in danger of falling victim to sharp increases in credit card …

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more »

Grumpy Granny's Blog » Women winning

There has been quite a lot of publicity recently about the fact that no women made …

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more »

Mummy Blogger » Top five Christmas Budgeting tips…

(from the people who know best – Parents!) We’re in the final throes of panic shopping. Just …

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more »

Ron Delnevos Blog » When will we see a cure?

I have just finished reading the obituary of Christopher Hitchens, one of the greatest intellectuals of …

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Editor's Blog » Support our high street shops with cash

The future of Britain's high streets has been the subject of national debate this week after …

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more »

Editor's Blog » UK public shun Christmas credit in favour of cash budgeting

New figures have been released this week which show a big increase in the number of …

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more »

Grumpy Granny's Blog » A bitter pill for Pro Life?

The Pregnancy Advisory Service is recommending that women stock up with contraceptives, including morning after pills, …

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more »

Editor's Blog » Cash continues to be a must-have payment method

There has been much speculation in the press recently about the likelihood of cash becoming obsolete …

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more »

Grumpy Granny's Blog » It is enough to stop you smiling

We girls like to have our secrets. My secret was always my figure. While I may have …

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more »

Ron Delnevos Blog » The most worrying strikes

There has been much publicity in the last week or two about the threat of strikes …

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more »

Mummy Blogger » Cash-is-Cool Family Budgeting Survey

This week sees the launch of the Cash-is-Cool Family Budgeting Survey. The idea is …

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more »

Editor's Blog » Combat Christmas card fraud with cash confidence

The UK Card Association this week issued a warning about a potential rise in online credit …

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more »

Alvin Hall's blog » Inflation: Your Guide to Understanding and Coping

The first definition of inflation I ever heard was from a college professor and I still …

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more »

Editor's Blog » MPs call for cheque guarantee cards to be brought back

The Payments Council faced immense pressure from the Treasury Select Committee (a group of MPs from …

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Grumpy Granny's Blog » It is the BHA which needs to be horsewhipped!

You will have gathered from previous blogs of mine that I like my horse racing. Actually, I …

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more »

Ron Delnevos Blog » China is getting expensive!

One of the most heartening pieces of news I have read for some time was in …

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more »

Editor's Blog » Wallets are the way forward

The Metro published an article earlier this week about the potential "death" of the …

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Editor's Blog » New £50 shows cash is making a comeback

This week saw the introduction of a new £50 banknote in the UK. The note, …

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Editor's Blog » Cash can restore consumer confidence

Consumer confidence is at its lowest since the 2009 recession, a new survey showed today, raising …

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more »

Ron Delnevos Blog » Contactless card issuers and banks pouring money down the drain

I have just seen the truly dreadful transaction levels achieved by contactless cards in the UK …

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more »

Student Blogger » Freshers Week on a budget

Our very own student blogger has just started her first term at University, and has all …

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more »

Ron Delnevos Blog » Card Schemes fronting cash conferences

We all know that International Card Schemes view cash as their enemy. How do we know? Because …

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Editor's Blog » Cold Christmas without cash

Santander recently announced that it was reducing the overdraft facilities on thousands of its accounts before …

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more »

Editor's Blog » Treasury Select Committee stands up for cash access

The Chairman of the Treasury Select Committee (TSC), Andrew Tyrie MP, has written to the Chief …

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more »

Editor's Blog » Credit card debt leaves families in a 22-year struggle

David Cameron this week revealed that the average consumer in Britain choosing to pay off their …

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more »

Grumpy Granny's Blog » Age of Austerity?- not whilst the poor stay that way

Being the age I am, I have lived through many "economic cycles". In fact, in my …

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more »

Mummy Blogger » Money saving – it’s time to get Incahoot!

It’s been a busy time lately. All the joys of getting the kids back to school, …

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more »

Editor's Blog » CASH IS KING FOR BUDGETING BRITS

Cash-is-Cool has recently conducted a piece of research examining how carrying cash can categorically help us …

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more »

Alvin Hall's blog » Cash: Your Most Reliable Safety Net

Cash is always a reliable safety net. A good stash of cash gives you peace of …

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more »

Editor's Blog » Cash-loving Londoners find new and exciting events

Global credit card company MasterCard this week announced the launch of a new campaign, aimed at …

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Alvin Hall's blog » Ask Alvin: cash management

Reader's question; Dear Alvin, I have a loan and a credit card – which should I prioritise …

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Ron Delnevos Blog » Bank lending

The Bank of England has announced that it is still very difficult for small businesses and …

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Editor's Blog » Cash keeps holiday costs at bay

New research was published this week which suggests that tourists are being over-charged by credit and …

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Editor's Blog » Christmas made easier with cash savings

It's begun - the adverts on the television, the decorations in shops and the special chocolates …

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Editor's Blog » Teens need to learn some cash truths

With the price of everyday items constantly increasing, financial pressure is becoming more of a burden …

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Editor's Blog » Keep up your cash confidence

While going about my day-to-day business I am continually astounded by the number of people relying …

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Grumpy Granny's Blog » Schools should throw pupils a lifeline - not out!

I was always a little lazy when I was a schoolgirl. I felt that there was …

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Ron Delnevos Blog » Money Matters: 29-31 August

This is the time of the year, when the football world goes a little mad. On the …

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Editor's Blog » Cash keeps student debt at bay

With hundreds of thousands of teens receiving their A Level results this week, the number of …

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Alvin Hall's blog » Ask Alvin: Avoiding a financial hangover...

Reader question: Alvin, I like to think I’m a balanced individual with no shortage of self-restraint. However, whenever …

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Alvin Hall's blog » Cash: The Great Budget Controller...

Using cash is an easy and nearly foolproof way to take control of your money and …

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Student Blogger » No plastic in Paris!

Beckie and boyfriend Tom spent a romantic weekend in Paris without using their credit or debit …

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Editor's Blog » Resist credit card temptation with cash budgeting

Budgeting - particularly in the current economic climate - has become a vital part of our …

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Ron Delnevos Blog » The riots and the state of our nation

The senseless death and destruction visited on parts of our country last week has to make …

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Editor's Blog » Can you handle the rising cost of cards?

You've popped to the shop for a pint of milk, a packet of biscuits or perhaps …

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Grumpy Granny's Blog » The Mother Load

I travel a fair amount. They say travel broadens the mind. Sadly, I have found it also …

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Ron Delnevos Blog » Credit Rating- A Storm In A Coffee Cup?

I find it hard to credit (pun intended) that the World's largest economy - the USA …

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Grumpy Granny's Blog » Dress (non) Sense

It was a lovely Royal Wedding recently and I think the new Duchess Kate seems like …

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Student Blogger » Student Blogger - Summer Essentials on a Cash Budget

This month, our lovely student blogger is on holiday, and has all the tips for buying …

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Editor's Blog » Tired of forming an orderly queue

It seems that the age-old stereotype that Brits love to queue is finally being reassessed as …

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Editor's Blog » Contact-LESS

From where I’m sitting, the excitement about contactless debit cards seems to be a lot of …

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Mummy Blogger » The Staycation with Quentin Wilson – not my finest moment

So, the summer holidays are going swimmingly well. The children are loving holiday club, which means …

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Grumpy Granny's Blog » Staggering Stella

I often skim through a copy of The Grocer on sale in the newsagent where I …

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Mummy Blogger » An innovation to build into ATMs? Ronaldo might think so…

Today was one of those perfect days. The kind you remember from your childhood as what …

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Grumpy Granny's Blog » (Slow) Motion Pictures

Did you know that I love the cinema? I first started going when I was about …

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Ron Delnevos Blog » Bank Account Numbers -They Should Move With You

We all know how easy it is to move a mobile phone number now-or even a …

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Ron Delnevos Blog » No Check-Out for Cheques-or Choice!

I am delighted to be contributing to this excellent Web Site and there can be no …

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Mummy Blogger » How not to shoe shop with children

This was a ‘meh’ weekend. A week of promising sunshine gave way to a drizzle-filled weekend …

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Grumpy Granny's Blog » Times Are Hard For My Namesake!

One of my fav shops way back in the 1970s was Jane Norman. By then I …

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Mummy Blogger » Top Five Frugal Celebrities

After my tongue-in-cheek comparison with Gywneth Paltrow last week I thought it might be interesting to …

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Grumpy Granny's Blog » Interest Rates Unchanged - NOT LIKELY!

Every month now for as long as I can remember, the Bank of England worthies who …

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Mummy Blogger » A day in the life of….

Today, as I juggled cleaning the house, getting school uniform ready for the morning, locating lost …

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Grumpy Granny's Blog » Cash IS Cool - and saves money!

As you know, I enjoy my little jaunts to foreign parts. Of all the wonderful …

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Mummy Blogger » Travelling Light

This was a busy weekend for me. I spent 4 days without my children – they …

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Grumpy Granny's Blog » Saturday TV

I stayed in on Saturday - what a mistake! TV was truly dreadful, culminating in an …

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Mummy Blogger » See a penny, pick it up…

…All the day you’ll have good luck. Remember that old adage? It’s something my mum told …

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Student Blogger » Prom essentials on a budget

Our student blogger Beckie is back in action with some fab tips for budgeting when buying …

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Mummy Blogger » Pay as you go utilities – Topping up the old-fashioned way

We’ve recently moved into a rented house. In lots of ways this is a very good …

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Grumpy Granny's Blog » Horsing Around Again!

I took a rest from my tipping last week- the shock of my first fancy trailing …

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Mummy Blogger » The top-up tale…

There are many quandaries that the modern parent faces. Things that our parents never even had …

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Mummy Blogger » School Uniform and the cash-strapped mum

For many UK parents it’s half term this week. Ours began on Friday with a trek …

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Mummy Blogger » The Night Out

Nights out these days are few and far between. Firstly there’s the reality that working full …

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Grumpy Granny's Blog » My First Tip!

Isn't this exciting! My first ever racing tip on Cash-is-Cool! Before I give it, let me …

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Grumpy Granny's Blog » Horse Sense?!

This week Grumpy Granny tells us all about her love of Royal Ascot and her penchant …

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Mummy Blogger » An Olympic sized headache

We got our requests for Olympic tickets in just before the ballot *phew*. Like …

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Mummy Blogger » Cash or Card – Who wins? Part Two

So last week was all about the plastic. I attempted to survive for a week using …

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Mummy Blogger » Cash or Card – Who wins?

In the last week I’ve been experimenting, trying out different ways of managing my home budget. …

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Grumpy Granny's Blog » Cash is Cheap (and Cool!)

Grumpy Granny shares her love of cash, and lets us all in on the inside scoop …

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Mummy Blogger » Counting the charity cost

Do you remember the days when you couldn’t walk down the street without having a …

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Grumpy Granny's Blog » Happy Holidays?

Grumpy Granny talks Bank Holidays, Beaches, and Brighton... Valueing as I do …

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Mummy Blogger » Cooking with kids

One of the very best (and worst) things about your children getting older and …

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Mummy Blogger » When good Papier-Mâché goes bad…

For most working mothers the Easter break is not an unwelcome visitor, but definitely one with …

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Grumpy Granny's Blog » The Price of Economic Miracles

This week our very own Grumpy Granny shares her musings on a recent visit to China...   I …

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Mummy Blogger » Driving up the Costs

When did filling the car with fuel start equating to an adrenalin-fuelled extreme sport? Being a …

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Mummy Blogger » Spring’s a coming….

It’s that time of year when the green fingered amongst us start thinking about what needs …

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Mummy Blogger » Counting the cost

The cost of having children soon escalates. Here’s a look at what’s involved in first year …

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Mummy Blogger » The Foreign Currency Game

You may not have started planning your holiday yet this year, but here’s a fun way …

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Mummy Blogger » The last minute fancy dress costume dash

  Having children means having a bottomless drawer of fancy dress costumes and an imagination to rival …

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Student Blogger » Buying on a Budget - Mother's Day Gift Challenge

Need some inspiration for a Mother's Day gift? This month, our student blogger has been asked …

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Grumpy Granny's Blog » Earning Your Crust, Betraying Our Trust.

This week, grumpy granny holds forth about the national job shortage, and encourages us to look …

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Grumpy Granny's Blog » Tax Me If You Can!

This week, Grumpy Granny speaks her mind on the planned petrol tax rise, and suggests that …

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Grumpy Granny's Blog » Our freedom to grow up... Or stay young

Grumpy Granny discusses free choice for the younger generations and her own Peter Pan attitude... Like every …

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Grumpy Granny's Blog » Cash is my friend, young man!

Grumpy Granny puts the world to rights this week and hits back at Visa’s talk of …

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Student Blogger » Romantic budget meal for two at McDonald's

Student blogger Beckie has been given a challenge to spend just £10 on a dinner for …

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Grumpy Granny's Blog » The Joys of John Lewis

Grumpy Granny tells us why John Lewis is her favourite place to spend her cash! Like Morse...I …

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Grumpy Granny's Blog » Racing Certainties

This week Grumpy Granny gives us the lowdown on the Ladies’ Day at the Races! I’m a …

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Mummy Blogger » Day Trips – Family fun on a budget

My eldest child is going to be nine in a matter of weeks. His birthday plans …

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Mummy Blogger » The Money Game

Read below for some fun and inventive games to educate your children about cash!  What colour is …

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Mummy Blogger » Counting the cost of Pregnancy

Paula Battle counts a number of ways to cut costs during your pregnancy, and draws on …

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Mummy Blogger » What does it mean to live to your means?

Mummy blogger Paula Battle talks about prioritising school dinners and hockey practice over expensive designer clothes …

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Grumpy Granny's Blog » The Wonders of Westfield

Can you imagine Grumpy Granny in a Topshop frock or Kurt Geiger shoes? Us neither, but …

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Grumpy Granny's Blog » Toodle pip to the most depressing month of the year and hello to February!

Grumpy Granny celebrates the end of January and discusses the payday woes of the most depressing …

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Grumpy Granny's Blog » Plastic? Only For My Cosmetic Surgery!

This week Grumpy Granny talks about cutting up her cards and the highly topical issue of …

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Mummy Blogger » The Party Line

Our Mummy blogger on birthday present etiquette for children and little cash bundles as gifts… We've been …

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Mummy Blogger » Budget Management - How do you shop?

Internet shop or real-time shop? Paula Battle on the highs and lows of both options… How do …

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Mummy Blogger » How generous is your Tooth Fairy?

Paula Battle on kids swapping teeth for cash, plus all the gory details! I have …

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Mummy Blogger » The Pocket Money Jar

Paula Battle, an all-time favourite and star in the world of mummy-blogging, introduces us to children's …

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Student Blogger » Winter Wonderland Introduction!

The cash-is-cool student blogger Beckie introduces herself and gives us the lowdown on Winter Wonderland.

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Grumpy Granny's Blog » I've seen it all before!

This week Grumpy Granny introduces herself and tells us why she's seen it all before… Hello …

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