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Blogs » Editor's Blog

Occasionally our Editor will have something to say.

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Economic & Political Disaster of Cameron/Clegg Coalition.

The full catalogue of disasters visited on the UK by the Cameron/Clegg Coalition is now crystal clear. This …

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Tyranny of Forced Payment Innovation

An absolutely disgraceful story of the role of Transport for London ( recently renamed "Tyranny for …

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Australia - Is There Truly Payment Choice?

Australia is fast becoming the country being held up as an example of how cash is …

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UK FINANCE: A New Name - But What Is The Agenda?

Today sees the launch of UK Finance, a body created to save £30 Million a year …

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British Airways Ban Use of Cash on Flights

British Airways have just banned the use of cash for even the purchase of a cup …

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The Dollar? It is THE currency, stupid!

Bill Clinton memorably said, when asked what was the single most important factor determining election  results, …

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Do NOT Blame Cash For Crime.

The European Commission has issued a document called "Inception Impact Assessment". Such a document is issued to …

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Putin's Russia & Trump's America - Cold War to Warm Embrace?

Whatever one thinks about Donald Trump, from his inclination to build a rival to the Great …

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How Strange Is Brexit?

The UK has been left in a very strange position by the vote to leave the EU. It …

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Governments Must NOT Be Allowed To Dictate The Future Of Cash.

There are worrying signs of dictatorial government returning to Europe. Individuals have less and less say …

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Gun Deaths - The Toll Will Go On Rising.

There are an insane number of guns in the United States - more than there are …

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Transport for London - Control On The Cards?

It has just been announced by Transport for London (TfL) that London Black Cabs will soon …

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Post Offices - Bank Branches Of The Future?

David Attenborough may soon make a programme about UK bank branches. After all, he is always interested …

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Make No Mistake -Cash Is Under Attack.

Cash is under attack EVERYWHERE. The attack is two-pronged.  Leading the way are the vested interests, who benefit …

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LINK Interchange - Good But No Big Cigar As Yet?

This article is really for those who already understand LINK Interchange. However, if you don't and …

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Mobile Bank Account Numbers -Why Not?

The new Payment Systems Regulator has set up a Strategy Forum, aimed at suggesting payment system innovation …

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Cash Is NOT our King -It Is Our FRIEND.

Last week saw yet more hype from those trying to tell us - the British Public …

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Greek Tragedy Must Be Averted Within 7 Days.

Greece is in a mess. With a population of around 11 Million and a national debt of …

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Iceland -Trying To Freeze Cash Out.

So often, those who are seemingly well on the road to winning, throw it all away by …

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Visa Say Cash Is Dead. Honestly.

Kevin Jenkins runs the Visa Card Scheme in the UK.  Kevin is a very honest man. He …

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International Money Transfers

More disturbing news yesterday that charities trying to provide international aid to the needy are finding …

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Best Christmas Present For Us All? No Business Rates On ANY ATMs!

There was a surprise news item on Christmas Day to the effect that " charging ATMs at …

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Oil Prices - LOW IS GOOD!

The world has been held to ransom by OPEC since the 1970's. 50 years of having …

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George Osborne: His Cunning - And Only- Plan.

George Osborne is clearly very bright. You don't get to where he is today without having …

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Who Was Really Surprised By The EU Payment Demand?

The fuss about the 2 Billion Euro extra payment to the EU is all about political …

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UK National Debt -Growing Forever?

Politicians of all parties in the UK refer constantly ( unless they forget when making speeches) to …

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TESCO - AT LEAST WHISTLEBLOWING FINALLY WORKED.

Amidst all the angst about the over-stated profits at Tesco, at least it can be said …

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ATM Innovation - Why NIMBY ?

Emirates NBD Bank has just upgraded the software on their ATMs to allow customers to purchase shares. In …

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Transport for London Sell Out The Public To Visa.

The completely manipulative and cynical advertising by Visa in connection with the launch of "contactless" on all Transport …

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Scotland:Independent To Do what ?

Some people feel the Scottish Independence Referendum has been a wonderful example of democracy in action. However, …

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Wall Street Journal Thinks ATMs AND Cash Are Dead? THINK AGAIN, BUDDY!

John Carney ( no relation, it seems, to Mark Carney, the very wise Governor of the …

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UK Food Industry In Crisis

I was listening to Farming Today this morning on BBC Radio 4. I usually do. It …

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Right To Forget? Absolutely!

So much rubbish is being talked about the EC authorities forcing Google  to implement a "right to forget". It …

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Cheque Image Deposits Soon To Come To UK ATMs

In the United States, cheque deposit at ATMs was made simple years ago with the passing of …

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Cash Is King Everywhere- Except At The UK Payments Council.

The UK Payments Council clearly dislikes choice. For years, they tried to end Cheque Clearing in the …

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The Media - Finding The Truth?

In the final quarter of 2014, the editorial team of Cash Is Cool will be investigating …

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Democracy First, Press Freedom A Poor Second.

The  media, lead by the Daily Telegraph, have decided that Maria Miller, the Culture Secretary, must …

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Paym? Sack 'em!

The UK Payments Council has rushed out an announcement about "Paym" to create a monument to the …

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Financial Conduct Authority - Chasing Headlines, Not Results.

The Financial Conduct Authority (FCA) is following in the footsteps of the Crown Prosecution Service. Instead of …

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The TV Licence - No To Decriminalising Non-Payment.

Politicians of all colours are offering their support to decriminalising the non-payment of  TV Licence Fees. This is …

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Public Sector Pension Contributions- Taxing Times.

There has been extensive media coverage of George Osborne "cleverly" saving £1 Billion from public sector pension …

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Banks & The Post Office - Perfect Partners.

Good to see Royal Bank of Scotland partnering more closely with the Post Office. Of course, it …

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Transport for London Are A Disgrace.

Last year, Transport for London (TfL),who mess up virtually all Public Transport in London,announced that they …

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Bitcoin-Leave It To The Expert Insiders.

It is quite astonishing how much publicity Bitcoin has been getting recently. Just in case you don't know …

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Cash -Still Top Of The Tree At Christmas.

The Times Newspaper gave over almost a whole page on 23rd December to promoting a device which …

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The Final Score? Cash :1 Conference: Didn't !

There was another conference yesterday,this time under the auspices of the World Economic Forum, at which …

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Low Interest Rates-Best For The Majority?

Their are a number of commentators calling for an increase in interest rates. The argument goes that …

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Lower Incomes, Higher Energy Prices

The UK National Audit Office has questioned whether anybody in the UK has a clear understanding …

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Sharing The Nations Wealth?

Royal Mail has been dramatically undervalued by the UK Government. They have sold off a valuable National …

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The FCA Needs To Show Some Authority.

The Financial Conduct Authority has failed its first big test. Mis-selling of interest rate swops was a …

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Give-Aways Soften The Blow Of Getting Poorer.

On average, the UK public-you & me-are much poorer than we were 10 years ago.Real wages …

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UK To Get Payment System Regulator

The UK Treasury has published the results of its consulation on the future of the regulation …

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Act Now To Keep Cash On The Buses

Transport for London (TfL) are consulting with the public on whether cash should continue to be …

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UK Youngsters Must Be Employed First

I was reading yesterday the excellent Director magazine ( published by the Institute of Directors),when I came …

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Pay Day Loans

The FCA is properly getting involved in policing the Pay Day Loan industry. It would be wrong …

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Building Homes Is The Answer To Housing Markets Ills.

The Government is completely wrong in its policy of trying to solve the problems of the …

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Better Than Cash Alliance?

MasterCard have joined the " Better Than Cash Alliance". Of course, "joined" doesn't really cover their involvement. The …

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Supplementing The Minimum Wage

Both the US and the UK have reported falling unemployment in the last couple of years. Some …

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Plastic Eating Fungi Found in Amazon

A group of students and professors from Yale University have found a fungi in the Amazon …

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Mobile Payment Chaos

There is now a confusing proliferation of mobile payment methods. PingIt; Zinc; Droplet; Zapp; etc, etc are …

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Austerity Is Over-Cooked

  Some great job figures recently. The UK has seen employment grow by 1.6 Million in the …

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Pleasing The Shareholders?

The Times newspaper the other day commented that Stephen Hester, the CEO of Royal Bank of …

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Free Trade Seldom Helps The Poor

The popular view is that "Free Trade" i.e the elimination of barriers created by import quotas, …

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China, The World's Largest Trading Nation

China has just passed the US to become the World's largest trading nation. This was …

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"France Is Bankrupt"

The French Labour Minister caused a stir the other day by pronouncing his homeland as "bankrupt".

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My Wish For 2013 - More Sticking Plasters

Happy New Year! Many people make New Year Resolutions. I don't. Many believe the World can be …

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Austerity Until 2018 and an Old Story

The Chancellor of the Exchequer has said that the austerity "programme" will continue until 2018 at …

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Boycott The Corporate Tax Avoiders

There was a brilliant article in the Sunday Times yesterday, exposing those companies which are highly …

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It Is The US Economy, Stupid!

The saddest part of the US Presidential election is that both sets of voters believe their …

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Justice Under Threat Everywhere

Much publicity has been given - rightly- to the Pussy Riots trial in Russia. Political interference …

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Organised Religions - Poverty For The Masses

You will have gathered from previous postings on this site that it is the editorial team's …

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The totem of Capitalism is "wealth creation"

The "wealth creation" concept really emerged during the Industrial Revolution. This was the era in which …

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Chip & Pin Security Concerns Grow

There are really irritating people who use their debit cards for small purchases. You know the …

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Cards Plus 10%

I am sitting in a cab as I write this. Travelling through London in a cab can …

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Cash In Because It Is A Mad World

This site is about the freedom to use cash Make no mistake, freedom and cash are very …

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Olympic Fiasco for Visa and other greedy sponsors

There were signs at every venue where you could buy anything at the Olympics proclaiming "Proud …

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The Essential Student Guide to STUDENT Finance

Cash-is-Cool are very pleased to highly recommend this guide. It is a truly essential¬†jargon-free book on …

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ATM industry video shows how 'CASH CONNECTS US'

"Cash is one of the most successful human technologies of all time," states Mike Lee, CEO …

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Treasury Not So Select Committee

David Cameron seems very determined to get mild-mannered Andrew Tyrie, Chairman of the Treasury Select Committee, …

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Freedom

Those who argue for a continuing role for cash in the World often speak of the …

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Cash in the Attic

We've all heard of those lucky people who have a mass clear-out of all their household …

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Put a Spring in your step by carrying cash

Spring 2012 seems to be full of Bank Holiday bliss; after the recent Easter weekend we …

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Keep cash control over your finances

There are many out there who - when it comes to finances - think that an …

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Bargain hunters would do best to stick with cash

The Daily Mail this week reported that there has been a significant rise in the number …

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Teach kids key cash lessons

With the current economic situation showing no signs of improving, it seems like we could all …

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New Pingit app presents more problems than positives

Barclays last week released a new smartphone app which allows their customers to transfer money (with …

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Valentine's Day Thriftiness

This week has seen Valentine's day come and go and with it, a storm of news …

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Tenner weeks: the new budgeting sensation

For many, the new year has called for a new take on finances and budgets and …

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Prince Blue shows royal sense of style and crowned best turned out at Cash-is-Cool race

Looking regal and relaxed prior to the inaugural Cash-is-Cool handicap at Lingfield Park last Friday, Prince …

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Cash-is-Cool hit the races

While Friday 13th may be unlucky for some, we at Cash-is-Cool are hoping it will be …

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Start your 2012 with some cash resolutions

We all enjoy starting the year with a clean slate, forgetting any troubles which might have …

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Take care of Christmas debts with cash

Consumers throughout the UK are in danger of falling victim to sharp increases in credit card …

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Support our high street shops with cash

The future of Britain's high streets has been the subject of national debate this week after …

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UK public shun Christmas credit in favour of cash budgeting

New figures have been released this week which show a big increase in the number of …

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Cash continues to be a must-have payment method

There has been much speculation in the press recently about the likelihood of cash becoming obsolete …

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Combat Christmas card fraud with cash confidence

The UK Card Association this week issued a warning about a potential rise in online credit …

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MPs call for cheque guarantee cards to be brought back

The Payments Council faced immense pressure from the Treasury Select Committee (a group of MPs from …

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Wallets are the way forward

The Metro published an article earlier this week about the potential "death" of the …

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New £50 shows cash is making a comeback

This week saw the introduction of a new £50 banknote in the UK. The note, …

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Cash can restore consumer confidence

Consumer confidence is at its lowest since the 2009 recession, a new survey showed today, raising …

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Cold Christmas without cash

Santander recently announced that it was reducing the overdraft facilities on thousands of its accounts before …

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Treasury Select Committee stands up for cash access

The Chairman of the Treasury Select Committee (TSC), Andrew Tyrie MP, has written to the Chief …

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Credit card debt leaves families in a 22-year struggle

David Cameron this week revealed that the average consumer in Britain choosing to pay off their …

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CASH IS KING FOR BUDGETING BRITS

Cash-is-Cool has recently conducted a piece of research examining how carrying cash can categorically help us …

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Cash-loving Londoners find new and exciting events

Global credit card company MasterCard this week announced the launch of a new campaign, aimed at …

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Cash keeps holiday costs at bay

New research was published this week which suggests that tourists are being over-charged by credit and …

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Christmas made easier with cash savings

It's begun - the adverts on the television, the decorations in shops and the special chocolates …

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Teens need to learn some cash truths

With the price of everyday items constantly increasing, financial pressure is becoming more of a burden …

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Keep up your cash confidence

While going about my day-to-day business I am continually astounded by the number of people relying …

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Cash keeps student debt at bay

With hundreds of thousands of teens receiving their A Level results this week, the number of …

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Resist credit card temptation with cash budgeting

Budgeting - particularly in the current economic climate - has become a vital part of our …

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Can you handle the rising cost of cards?

You've popped to the shop for a pint of milk, a packet of biscuits or perhaps …

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Tired of forming an orderly queue

It seems that the age-old stereotype that Brits love to queue is finally being reassessed as …

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Contact-LESS

From where I’m sitting, the excitement about contactless debit cards seems to be a lot of …

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